Company Bio

Ajeet Gautam Mortgage Broker offers unique solutions to help clients qualify for their first home, investment, or refinancing. We work with a wide range of clients, including those who are self-employed and have a hard time qualifying at traditional banks. We understand that sometimes first-time home buyers do not have enough for the down payment to qualify, which is why we offer a shared equity program. With this program, clients need to have at least 5% of the down payment available from their own sources, and we can help them get the remaining up to 15% from a shared equity partner and help them qualify for a loan.

We work with a variety of properties, including residential, small commercial, large commercial, farmland, agricultural, cottage and vacation properties, and even mobile homes.

We are proud to work with over 40 lenders, including major banks and private sources. This gives our clients the flexibility to choose the right mortgage for their needs. We also offer a range of services, including first-time home buyer mortgages, refinancing, debt consolidation, bad credit mortgages, self-employed mortgages, small business loans, commercial loans, personal loans, and mortgage life insurance.

At Ajeet Gautam Mortgage Broker, we are committed to helping our clients achieve their financial goals and making the mortgage process as stress-free as possible. Contact us today to learn more about our mortgages and how we can help you achieve your dream of owning a home or investment property.

Why Use a Mortgage Broker?

Navigating the world of home loans can be a challenging and time-consuming process. A mortgage broker works as a liaison between you and various lenders to find the best mortgage solution tailored to your unique needs. With a wide array of benefits, mortgage brokers are an invaluable resource when purchasing a home. Here are some of the key advantages of working with a mortgage broker:

• Access to a Variety of Lenders: Mortgage brokers work with multiple lending institutions, giving you access to a broader range of products and loan options. This means a better chance of finding a mortgage that fits your needs and financial situation.
• Tailored Solutions: Mortgage brokers take the time to understand your financial background, goals, and preferences, enabling them to recommend the most suitable loan products. This personalized approach ensures you get the best possible mortgage for your circumstances.
• Time and Effort Savings: Searching and applying for a mortgage can be tedious and time-consuming. Mortgage brokers do the legwork for you, streamlining the process and reducing the time and effort you need to invest in finding the right mortgage.
• Expertise and Guidance: Mortgage brokers possess in-depth knowledge of the lending market and its intricacies. They offer expert advice and guidance, helping you make informed decisions throughout the mortgage application process.
• Strong Negotiation Skills: Mortgage brokers act as your advocate and are skilled negotiators. They work on your behalf to secure the best possible rates and terms for your mortgage, potentially saving you thousands of dollars over the life of your loan.
• Post-Settlement Support: The relationship with your mortgage broker doesn't end at settlement. They remain available to provide ongoing support, answer any questions, and help you navigate any changes in your financial situation throughout the life of your mortgage.